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RI ABLE Program

Rhode Island’s Achieving a Better Life Experience Act (ABLE) program allows those with disabilities and their families to save for many daily, disability-related expenses on a tax-deferred basis – without limiting their ability to benefit from supplemental security income (SSI), Medicaid, and other federal programs.

Is your child eligible?

You can open an ABLE account for your child if:

Their qualifying disability was present before the age of 26 and one of the following is true.

  1. They experience blindness as determined by the Social Security Act; or
  2. They are entitled to receive SSI or SSDI benefits or have a similarly severe disability with a written diagnosis from a licensed physician.

The account owner or authorized individual must certify the disability. See Plan Disclosure Documents for details.

If your child has an IEP, they may qualify.
Not all children with an IEP qualify for the program.

Learn more about how the program may help you by visiting the RI Treasury website here or viewing the brochures below. Contact the special education department for more details at (401) 456-9330.